Payout Math · Galewick Climate Systems · 2025 program year

$17,597 of $521,804 approved for payout should never have been approved.

$7,336 was earned under Galewick's own rules and never paid.

Galewick paid 1,084 contractor install bonuses and issued 80 quarterly distributor rebate statements in its 2025 program. Payout Math re-derived every one from the published program rules. 129 payout decisions were wrong: 119 on install-bonus claims and 10 on rebate statements. Overpayments and underpayments are counted separately and never netted — a contractor who was underpaid is not made whole by another contractor's overpayment.

129 payout decisions that break a rule
16 of them break more than one — a claim for a substituted model also mismatches its invoice (A5.2)
77.0% of dollars paid went to distributor rebates — 10 of 80 statements were wrong
Where the overpayment came from

$17,597 by the rule each decision broke first

  1. Other rebate-statement rules (fewer than 5 decisions each) B3.2, B5.2, B3.3
    $9,667 · 5 decisions
  2. Filed late, paid anyway A4.1
    $2,365 · 21 decisions
  3. Ineligible model A2.1
    $1,525 · 22 decisions
  4. Install outside program year A3.1
    $1,130 · 8 decisions
  5. Missing or mismatched documentation A5
    $940 · 8 decisions
  6. Ineligible contractor A1.2
    $755 · 8 decisions
  7. Rain-check substitute paid A7.2
    $655 · 8 decisions
  8. Other install-bonus rules (fewer than 5 decisions each) A6.1
    $380 · 4 decisions
  9. Wrong bonus amount A2.2
    $180 · 8 decisions
Where the underpayment came from

$7,336 by the rule each decision broke first

  1. Other rebate-statement rules (fewer than 5 decisions each) B4.1, B4, B4.2
    $4,204 · 5 decisions
  2. Valid claim denied or unprocessed A9.1
    $2,310 · 22 decisions
  3. Partial payment with no rule basis A8.3
    $317 · 8 decisions
  4. Wrong bonus amount A2.2
    $255 · 8 decisions
  5. Other install-bonus rules (fewer than 5 decisions each) A6.2
    $250 · 2 decisions

A decision that breaks several rules is counted once, under the first rule it breaks in a fixed order: eligibility, then evidence, then arithmetic. Bars sum to the totals above. Rules with fewer than 5 decisions are grouped, by program, as “Other”. To see the grouped rebate-statement rules one by one, filter the claims table below to the distributor volume rebate. Records as of 2026-02-27; 5 claims still inside the 35-day processing window are not counted. Received dates are business-day intake dates: a claim submitted on a weekend counts as received the next business day.

The claims

Every payout decision that breaks a rule, with the rule, the evidence, and the dollars. Underpayments sit in the same table with the opposite sign. Each line can be checked by hand against the rules.

Loading 129 records…

The program

61.2% of wrong decisions started with something a member submitted. They account for $7,750 of the $24,933 paid wrongly in either direction. The other $17,183 — 68.9% — came from Galewick's own calculations. A member-submitted error averaged $98; a Galewick calculation error averaged $344, and $13,871 of the total sits on 10 distributor rebate statements.

Submitted by members, approved by Galewick

The claim itself broke a rule, and the processor paid it anyway. 79 decisions · $7,750 overpaid · $0 underpaid.

RuleWhat went wrongDecisions (first rule broken)Decisions (rule broken at all)OverpaidUnderpaid
A4.1Filed late, paid anyway2122$2,365—
A2.1Ineligible model2222$1,525—
A3.1Install outside program year88$1,130—
A5Missing or mismatched documentation824$940—
A1.2Ineligible contractor88$755—
A7.2Rain-check substitute paid88$655—
A6.1Other install-bonus rules (fewer than 5 decisions each)44$380$0

Calculated by Galewick

The member did nothing wrong; Galewick's own arithmetic or decision was off. 50 decisions · $9,847 overpaid · $7,336 underpaid.

RuleWhat went wrongDecisions (first rule broken)Decisions (rule broken at all)OverpaidUnderpaid
A9.1Valid claim denied or unprocessed2222—$2,310
A2.2Wrong bonus amount88$180$255
A8.3Partial payment with no rule basis88—$317
A6.2Other install-bonus rules (fewer than 5 decisions each)22$0$250
B4.1, B4, B3.2, B5.2, B3.3, B4.2Other rebate-statement rules (fewer than 5 decisions each)1010$9,667$4,204

“First rule broken” counts each decision once and sums to the verdict. “Rule broken at all” is informational: a decision that breaks two rules appears in both rows.

How this was built

Galewick Climate Systems is an invented HVAC manufacturer. Its 1,235 claims and 80 rebate statements are synthetic and generated from a fixed seed. The kinds of error come from nineteen years of incentive-program operations. How often each one occurs follows a stated scale, because no published source breaks claim errors down by type. Each kind of error is seeded at its rate times the number of claims or rebate statements, rounded to a whole case (at least one), so the counts repeat by design. Every rule value in the rulebook is a seeded draw from a range with a stated basis, not a number anyone chose.

The validator reads only what Galewick's systems would hold — claims, documents, invoices, credits, statements — and the published rules. It never sees which errors were planted, and it finds every one of them and nothing else.

Within a published range. Share of paid install-bonus claims carrying a defect: 11.0%, against 6–15% reported by ProfitOptics, a rebate-audit vendor, in 2026.

Outside a published range. Overpaid dollars as a share of all dollars approved for payout: 3.4%, against 10–15% reported by a 2013 Zyme press release quoting Forrester on high-tech manufacturers. The error rates were not adjusted to close the gap.